| dc.description.abstract | The prevalence of SHG models in various countries and regions has not gone unnoticed; it
has attracted governments and another stakeholders’ involvement. The women table banking
model had recently elicited scholars’ interest in Kenya, thus leading to several studies related
to the model’s economic contribution. The general objective of this study was to determine
how factors of inter-personal trust, group leadership and external social capital have
influenced the success for the women table banking model. The study was based on the
following specific objectives; inter-personal trust, group leadership and groups’ external
social capital on the success of women table banking. The study was based on the following
theories; Olson’s theory of collective action, Social and Group Identity Theory and Social
Exchange Theory. The study adopted descriptive statistics to establish the determinants of
success for the women table banking model. The target population of the study was 108
number of registered women SHGs practicing table banking in the Mwingi Central Sub-
County. The study relied on primary data collected by use of structured questionnaires that
was coded into SPSS Version 23.0 for analysis and presentation. The study found out that
coefficient of determination R was 0.811 an indication of a strong positive correlation with
the variables, all the variables were not correlated with each other and they were normally
distributed. The study concludes that interpersonal trust significantly influenced success of
table banking, this was due to group members were primarily interested in their own welfare.
Group leadership negatively influenced success of table banking, this was achieved due to the
following; group leaders had the habit of consulting other group members on group policies.
External social capital significantly influenced success of table banking, this was associated
to; availability of organizations to turn to when in need of a scarce resource. Besides,
cohesion significantly influenced success of table banking, this was achieved by the
following; feeling of unity. The study recommends that group members ought to be honest
and truthful with the group leaders. Group members ought to be truly sincere in their
promises. Group members ought to show the leaders enough consideration. Group leaders
ought to frequently try to encourage and show support for other members. Group leaders
ought to recognize and value other group member’s abilities. Table banking groups ought to
trust other groups to solve their problems. Table banking group ought to know other
organizations well enough who can led them material help in case of need. There ought to be
a positive relationship among the group members. Group members ought to be receptive to
feedback and criticism. Problem solving in group ought to be truly a group effort. | en_US |
